VINE CAPITAL GROUP

"NO BRANCH CAN BEAR FRUIT BY ITSELF, IT MUST REMAIN IN THE VINE." John 15:4

Investment Philosophy

Vine Capital Group's investment philosophy parallels the biblical philosophy of the vine and the branches as stated in John 15. Each investment is viewed not as a trading vehicle, but as a branch on the vine. Vine Capital Group approach is to cut off every branch that bears no fruit, and to prune any branch that does bear fruit.

By this approach superior investment returns can be obtained over time with limited risk. Experience has shown us that by cutting off bad investments before a total loss, and trimming off good investment have generated superior returns over the long term, with limited risk. Although investment performance is not guaranteed, Vine Capital Group expects to achieve attractive investment returns while preserving capital.